Mudra Loan 2026 PM Mudra Yojana
प्रधानमंत्री मुद्रा योजना (PMMY) – छोटे व्यवसायों के लिए सरकारी गारंटी वाला आसान लोन
EMI Calculator
अपटू ₹10 लाख
8.50% से शुरू
📊 Mudra Loan EMI Calculator
Calculate your monthly EMI, total interest, and total payment instantly.
Monthly EMI
₹0
Total Interest Payable₹0
Total Payment₹0
Principal Amount₹0
3
Categories (Shishu, Kishor, Tarun)
₹50,000
Shishu Loan Limit
₹10 Lakh
Tarun Loan Limit
59+
Partner Banks
🔗 Official Mudra Loan Websites & Apps
Official Websites
Mobile Apps (Download)
Bank Mudra Loan Portals
📊 Mudra Loan Categories
Shishu
Up to ₹50,000
For new businesses
Kishor
₹50k – ₹5 Lakh
Established businesses
Tarun
₹5L – ₹10 Lakh
Expansion stage
✅ Mudra Loan Eligibility
Indian citizen (18+ years)
Small business owner
Shopkeepers, artisans
Service providers
Food vendors
Freelancers / Self-employed
📈 Mudra Loan Interest Rate 2026
| Bank | Interest Rate (p.a.) |
|---|---|
| SBI Mudra Loan | 8.50% – 10.15% |
| Bank of Baroda | 8.70% – 10.50% |
| HDFC Bank | 9.10% – 11.50% |
| ICICI Bank | 9.25% – 11.75% |
| Canara Bank | 8.60% – 10.25% |
🏦 SBI Mudra Loan & PM Mudra Loan ₹50,000
SBI Mudra loan and SBI e Mudra loan 50000 are popular digital loan products. PM Mudra loan online apply 50,000 is available under Shishu category with no collateral.
- Loan amount: ₹50,000 (Shishu category)
- No collateral or guarantor required
- Repayment: 3 to 5 years (flexible EMI)
- Interest rate: 8.50% – 10%
🚀 Mudra Loan Online Apply – Steps
1
Choose PlatformWebsite or App
2
Fill ApplicationPersonal & Business details
3
Upload DocumentsKYC, Address, Business proof
4
Submit & TrackLoan in 7-10 days
✅ Use Mudra loan App (UMANG, SBI YONO, Udyamimitra) for easy Mudra loan online apply.
📄 Documents Required
Aadhaar Card
Voter ID / PAN Card
Passport size photo
Business proof
6 months bank statement
Address proof
❓ Frequently Asked Questions
Q1: What is Mudra loan interest rate for ₹50,000?
A: Typically 8.50% to 10.15% depending on the bank.
Q2: How to do SBI Mudra loan online apply?
A: Through SBI YONO App or sbi.co.in/mudra-loan.
Q3: Which Mudra loan App is best?
A: UMANG App, SBI YONO, Udyamimitra App – all government authorized.
Q4: What is Mudra loan eligibility?
A: Any Indian citizen above 18 years with a small business can apply.
Q5: Can I apply for PM Mudra loan online apply 50000 without GST?
A: Yes, GST is not mandatory for Shishu category loans.
Q6: What is the official Mudra website?
A: www.mudra.org.in – official MUDRA website.